Specializing in Texas Mortgages, Texas Home Loans, Texas Second Mortgages, Texas Debt Consolidation

You Are About To Discover All The Information You Need To Make An Informed Decision About Obtaining A Mortgage in Texas

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Dear Neighbor,

My name is Phil Martin. I want to thank you for taking the time to visit my website, where I guarantee you'll find plenty of helpful information to assist you in purchasing your new home or refinancing your current mortgage. I am a Mortgage Consultant serving Texans.

FREE Home Buying Guide Reveals Insider Tips Other Mortgage Brokers Don't Want You To Know...

Purchasing a home is most likely the largest financial transaction of your life. Unfortunately, most people enter into this transaction blindly and make mistakes that may cost them tens of thousands of dollars over the lifetime of their loan.

Although sharing these secrets may not make me popular with the other Texas mortgage lenders, I am more concerned that you have all the information you need to make an informed decision when shopping for a mortgage. So, I have created a free guide that contains extremely valuable information designed to help you avoid costly mistakes when navigating the mortgage loan process.

To receive this free guide and other home buying tips, simply fill out the fields below and I will send you your first insider secret by email immediately.



If you're planning to buy your next home, your first home, that dream home, a condo, vacation home, investment property or looking to refinance in Texas, you will find that this site is a complete resource full of insider secrets that will allow you to choose the loan program best suited to your financial needs.

I make it fast and easy for all kinds of people-including first-time homebuyers, small business owners, and homebuyers with perfect or less-than-perfect credit to get the loan you need for the home you want.

Make sure you register to receive my Free Homebuying Guide and Insider Mortgage Reports, browse my Resources section, fill-out a FREE No-Obligation Secure Online Loan Application, or call me at 972-359-0341. I am here to help you with all your mortgage needs.

Got a Quick Question You Want Answered Today?

Click the "Ask A Question" button below to send us a message by email or feel free to call my office at 972-359-0341.

Before you leave, make sure you review the Home Buying Resources, Insider Reports and  Mortgage Calculators. All are designed to help guide you through the home buying process so you avoid making costly mistakes.

Buying A Home

  • Home Buying Basics

    Home buying help for finding, negotiating, financing and completing the purchase of the right home for you and your family. Get help in understanding the criteria for loan applications and streamlining your preparations.

    Contributor: Scott Lee Thomas
    Published: Feb 09, 2009

  • Home Buying Information for the First Time Home Buyer

    In the traditional home buying process, many first time home buyers don't have a clue about what to do. This article will help you to feel more comfortable as you understand the usual steps in buying your first home.

    Contributor: Colette French
    Published: Sep 24, 2007

  • How I Made More Money with My Home Buying Tax Credit

    The recent expansion of the Home Buying Tax Credit has given new home owners a chance to build instant equity in their homes.

    Contributor: T.K. Moyer
    Published: Jan 15, 2010

  • Home Buying Opportunity

    Very possibly, we are presently experiencing one of the best home buying opportunities in many years, and probably for years to come.

    Contributor: Richard Brody
    Published: Jan 14, 2010

  • Home Buying for the First Time Home Buyer

    My home buying days are behind me and I have really learned a lot going through the process of purchasing a new home as well as getting a really good deal on it.

    Contributor: Jeff Gedgaud
    Published: Nov 02, 2009

  • Buyer Beware! Home Buying Tips to Take the Stress Out of Purchasing a Home

    This article covers the steps that home buyers need to take for a successful home purchase. Take the stress out of home buying by following these steps.

    Contributor: Candi Karsjens
    Published: Oct 01, 2009

  • Learn More About the Home Buying Process

    If you are getting ready to buy a new home then you need to read this and learn more about the home buying process.

    Contributor: Zac Linzmeier
    Published: Jun 24, 2009

  • Book Review: Home Buying for Dummies 4th Edition

    Home Buying For Dummies is your complete guide to start your home purchase adventure from initial planning and financial preparation to the closing and then some.

    Contributor: Jeff Gedgaud
    Published: Jun 08, 2009

  • Home Buying: How to Recognize a Diamond in the Rough

    Home buying is not for the faint of heart. It is a highly emotional decision that makes even the most seasoned of financial planners a little scared. Here's one way to get the most bang for your buck!

    Contributor: Tiffany Ranae Widdifield
    Published: Oct 21, 2007

  • Potential Hidden Hazards in Home Buying

    By doing some research before buying you could save yourself some money, time, and future headaches. Learn how to investigate potential hazards when it comes to home buying.

    Contributor: Rachel Pickett
    Published: Oct 04, 2007

 




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Testimonials

The best part of my home loan experience was the personal service we were given by Phil Martin. He treated us like family and went above and beyond the call to make our dream a reality.  Phil was not only able to find a loan to fit our circumstances, but at a low rate....even when our options were limited due to past credit issues.   

In our automated world, it is nice to find a company, who still believes in handling business the "old fashion way." Lone Star Lenders provides excellent customer service - they not only answers their own telephones...Phil even gave me his cell number for any concerns that came up after hours.

David and Tiffany C., Lake Jackson, TX

This experience was exceptionally positive. Every step of the process was clear, our mortgage consultant was instantly responsive to questions and concerns and we were treated with the utmost respect and care. From the initial contact with Phil Martin of Lone Star Lenders to the final closing on our home, was an astounding 3 weeks.   It was a Cadillac experience from start to finish.    Mr. Martin connected us to an awesome team of realtor and title company.   The best part was the excellent advice and guidance provided by Mr. Martin.    He took into account the whole of our situation and we were never just a credit score.    We're convinced there is no better mortgage consultant in the Dallas Fort Worth area.

Ray & Barbara W., McKinney, TX

The best part of the home loan process was getting a mortgage on the terms I asked for.  Phil understood my needs and worked hard on my behalf to get the terms I was looking for.  In addition, he was helpful in all aspects of the mortgage process even helping find an insurance agent for me.  The only thing you could have done to serve me better would be to pay for the loan as well.

I truly appreciated all the time Phil spent on my mortgage and helping to put my mind at ease and understanding the process.   I have already told everyone about Phil and they have all said they will give you a call as soon as they are in the market to buy a house.

I believe Phil and his team were on my side looking after me and answering any questions I might have. That is important because I have never done this before (buy a house) and it can be intimidating.   Phil put me at ease and answered my questions.

Fawzie & Stephanie N., Conroe, TX

The personal service, patience and unbelievable lending rate from our mortgage advisor was impeccable.

I would recommend Phil Martin because he genuinely cares about your situation and will take the time to understand that before he recommends a solution for you and your family.

Nick & Liz M., Houston, TX

Phil's understanding of options and his ability to truly make me feel that I was being represented well was the best part of my home loan experience.

I already have recommended him to others.   I dealt with over ten different brokers and was amazed at how up front, honest and best rate first his team was.    Phil has now become my go to individual for all my deals. Whether it is for loans, advice or both.

Andy A., Houston, TX

We have to say the tensest part was having two other mortgage brokers warn me that your mortgage offer was way too good to be true and that come closing date, you would NOT come through with what was promised.   Then of course the best part is when you proved them all wrong!

We can’t think of anything you could have done better. You went above and beyond in every dimension.   Even got us in touch with a fine Insurance agent that was able to lower the costs with better coverage for my auto and house insurance though the new home’s replacement value was 4 times my previous home’s.

I would recommend Phil to others absolutely and without hesitation.     Just thank you again and we look forward to our future mortgage reviews.

Mark & Norma S., Austin, TX

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